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1052 RAT BAY Road 108-5, Lake of Bays, ON P1H 2J6

Lake of Bays, ON, P1H 2J6 · Franklin

2 Beds
2 Baths
— Sq Ft
4 Parking
Other Type
X13724818 MLS#

About this property

Client RemarksBlue Water Acres FRACTIONAL ownership means that you share the cottage with 9 other owners. You will own a 1/10th share of the cottage (your "Interval" week) and a smaller share in the entire resort. It's NOT A TIMESHARE although some think it is similar. This cottage is known as 108 Algonquin and it's one of three cottages OFFERING THE BEST BEACH/LAKE VIEW at Blue Water Acres; it has private and guest parking, hi-speed internet, good cell service, 2 spacious bedrooms, washer & dryer, cozy propane fireplace in living area, large dining area with full equipped kitchen and large screened in Muskoka Room. You will have exclusive use of your cottage for 5 weeks of the year. Check-in day for 108 Algonquin is Saturday and the Core Week (Week 5) in 2026 started on July 25. The four other floating weeks rotate each year so it's fair to all the owners. Remaining week for 2026 starts September 19. Weeks in 2027 start on January 30, May 8, July 24, Sept 25 & Nov 20. Included: beach chairs, kayaks, paddle boats, a 300' sand beach, tennis and badminton courts, playground, indoor swimming pool with change room & sauna, hot tub, gathering room with grand piano, games room with pool tables, fitness room, tubing hill, skating, walking & snowshoe trails and more. You can moor your own boat at Blue Water Acres for your weeks during boating season. All cottages are pet-free & smoke-free. This is an affordable way to enjoy cottage life without the cost or work of full cottage ownership. Annual Maintenance fees INCLUDE EVERYTHING and are paid in November for the following year. The ANNUAL maintenance fee for EACH OWNER in 108 Algonquin cottage in 2026 is $5,127 +HST. NO HST on the purchase price. It's a unique way to own a share of Muskoka on Muskoka's second largest lake. Your weeks can also be traded for weeks at other luxury resorts around the world through Interval International. Or you can rent your weeks out either through Blue Water Acres or on your own.

Features & Amenities

  • Garage: None
  • Cooling: Wall Unit(s)
  • Heat Type: Baseboard
  • Heat Source: Propane
  • Style: Bungalow
  • Construction: Wood
  • Exposure: South

Property Details

Property Type Residential Condo & Other
Property Sub-Type Other
Architectural Style Bungalow
Bedrooms 2
Bathrooms 2
Lot Size 50
Basement None
Garage None
Parking Spaces 4
Heat Type Baseboard
Heat Source Propane
Cooling Wall Unit(s)
Tax Year 2026
Association Fee $427 /

Interior Features

Interior Features
Water Heater
Laundry Features
Inside
Fireplace
Yes
Fireplace Features
Propane

Exterior Features

Exterior Features
Deck, Recreational Area, Year Round Living
Waterfront
Yes
Waterfront Features
Dock, Beach Front
Balcony Type
None

Building & Construction

Architectural Style
Bungalow
Construction Materials
Wood
Foundation Details
Block
Roof
Shingles
Basement
None
Approximate Age
16-30

Heating & Cooling

Heat Type
Baseboard
Heat Source
Propane
Cooling
Wall Unit(s)

Parking & Garage

Garage Type
None
Parking Spaces
4
Parking Total
4.00
Parking Features
Reserved/Assigned
Covered Spaces
0

Lot & Land

Lot Size Area
49.50

Community & Neighborhood

Property Features
Golf
Association Amenities
Party Room/Meeting Room, Satellite Dish, Visitor Parking, Indoor Pool
Association Name
0

Financial & Tax

Tax Year
2026
Association Fee
$427
Association Fee Includes
Heat Included, Hydro Included, CAC Included, Common Elements Included, Building Insurance Included, Parking Included
Possession Type
Flexible

Room Details

Rooms Above Grade
9
Rooms Below Grade
0
Rooms Total
9
Kitchens Above Grade
1
Kitchens Total
1
Bedrooms Above Grade
2
Bedrooms Below Grade
0

Additional Details

Occupant Type
Owner
Exposure
South
County Or Parish
Muskoka
Cross Street
From Huntsville east on Hwy 60 to South Portage Rd, to Rat Bay Road to Blue Water Acres
Directions
From Huntsville, Hwy 60 east to South Portage Rd, to Rat Bay Rd, to Blue Water Acres
Special Designation
Unknown
Showing Requirements
Showing System

Location

1052 RAT BAY Road 108-5, Lake of Bays, ON P1H 2J6, Lake of Bays, ON, P1H 2J6

Listing courtesy of Chestnut Park Real Estate
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