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1052 Rat Bay Rd 109-7 Road, Lake of Bays, ON P1H 2J6

Lake of Bays, ON, P1H 2J6 · Franklin

2 Beds
2 Baths
Sq Ft
2 Parking
Other Type
X12017497 MLS#

About this property

Blue Water Acres FRACTIONAL ownership means that you own 1/10th of the cottage and a share in the entire resort. The resort has about 50 acres and 300 ft of south-facing shoreline frontage on Lake of Bays, the second largest lake in Muskoka. This is not a time share although some think it is similar. You would have use of the cottage for 5 weeks of the year. Algonquin cottage 109 has enough parking for 5 cars. There is one core (fixed) week in summer (in this case it's Week 7) plus 4 more weeks that change each year. For this interval the weeks for 2026 start on: Feb 6, May 15, August 7 (core week), October 2, November 27, 2026. The core (fixed) week for this unit starts on Friday, August 7 /25. Turnover day is Friday for this cottage. The Algonquin cottage has 2 bedrooms, 2 bathrooms, is about 922 square feet, and has a main floor laundry. The resort itself offers walking trails, a beautiful sandy beach, indoor swimming pool, sauna, recreation room, fitness room, and activity centre. Great swimming, ideal for families of all ages, level to gently sloping land makes it easy to access the waterfront. There is NO HST on resales. All cottages are smoke/vape-free and pet-free. Interior photos for this listing are of a similar cottage, all furnishings are identical. The ANNUAL maintenance fee for EACH OWNER of this unit in 2026 is $5,127 + HST ($427.25/month) and it's paid in the autumn of each year for the following year for EACH owner. This is an affordable way to enjoy cottaging in Muskoka on one of our nicest lakes.

Features & Amenities

  • Garage: None
  • Heat Type: Baseboard
  • Heat Source: Electric
  • Style: Bungalow
  • Construction: Wood
  • Exposure: South

Property Details

Property Type Residential Condo & Other
Property Sub-Type Other
Architectural Style Bungalow
Bedrooms 2
Bathrooms 2
Basement None
Garage None
Parking Spaces 2
Heat Type Baseboard
Heat Source Electric
Tax Year 2026
Association Fee $427 /

Interior Features

Interior Features
Water Heater Owned, Other
Laundry Features
Laundry Closet
Fireplace Features
Propane

Exterior Features

Exterior Features
Recreational Area
Waterfront
Yes
Waterfront Features
Beach Front, Winterized
Balcony Type
None

Building & Construction

Architectural Style
Bungalow
Construction Materials
Wood
Foundation Details
Block
Roof
Asphalt Shingle
Basement
None
Approximate Age
16-30

Heating & Cooling

Heat Type
Baseboard
Heat Source
Electric

Parking & Garage

Garage Type
None
Parking Spaces
2
Parking Total
5.00
Parking Features
Private
Covered Spaces
0

Community & Neighborhood

Property Features
Beach, Lake/Pond, Waterfront
Association Amenities
Shared Beach, Tennis Court, Communal Waterfront Area, Indoor Pool
Association Name
0

Financial & Tax

Tax Year
2026
Association Fee
$427
Association Fee Includes
Heat Included, Hydro Included, Water Included, Common Elements Included, Building Insurance Included, Condo Taxes Included, Parking Included
Possession Type
Flexible
Possession Details
flexible

Room Details

Rooms Above Grade
7
Kitchens Above Grade
1
Kitchens Total
1
Bedrooms Above Grade
2

Additional Details

Occupant Type
Owner+Tenant
Exposure
South
County Or Parish
Muskoka
Cross Street
South Portage Rd and Rat Bay Rd
Directions
From Huntsville Hwy 60 east to South Portage Rd turn right and follow to Rat Bay Rd to Blue Water Acres
Special Designation
Unknown
Showing Requirements
Showing System

Location

1052 Rat Bay Rd 109-7 Road, Lake of Bays, ON P1H 2J6, Lake of Bays, ON, P1H 2J6

Listing courtesy of Chestnut Park Real Estate
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